If you’re like me who hates Math (okay fine. You don’t hate Math.  Math hates you. ), then you’re probably cringing at the thought of making your own financial plan. Finance = Math, so it has A LOT to do with numbers, right?

Don’t hit your head on the wall yet. Financial planning isn’t as bad as you think it is.  It may not look fun, but it can be a very rewarding thing to do.

So how do you start? No button bashing on the calculators just yet. The only buttons you need to press are the ones on your phone. You’re not going to call the hospital. You’re calling the people you know and admire in doing well financially. Ask them how they plan their finances. You will surely get a lot of good advice from them. Plus, they’ll assure you that financial planning isn’t all about Math.

To get into the nitty gritty details, you’ll have to start reading up on anything related to financial planning. A lot of websites, specifically those from lifestyle magazines, offer a lot of good tips. You can also invest in a good financial book that can explain some financial concepts in layman’s terms. That way you’ll know what to expect when you’ll be dealing with financial planners in the future.

And finally, get yourself a financial planner. Look for someone who charges at a set price so you don’t end up paying more than you save. But before hiring one, ask them if they would be willing to give you a free initial meeting to assess everything. You’ll get a clearer view of how long he/she would be hanging around and you’ll be more comfortable to discuss things with him/her.

All it takes are these three simple steps and you’ll be good to go. Now wasn’t that easy?